Minimum balance to open the account:
You must deposit $300.00 to open this
account.
Minimum balance to avoid imposition of
fees: A service charge fee of $12.00
will be imposed every statement cycle if the
average daily balance for the cycle falls
below $2,500.00.
Fees: An additional debit fee of $.50
will be charged for each debit in excess of
30 during a statement cycle.
Minimum balance to open the
account: You must deposit $500.00 to
open this account.
Fees:
A monthly maintenance fee of $10.00
will be charged each statement cycle.
A fee of $.10 will be charged for
each debit.
A fee of $.08 will be charged for
each credit.
A fee of $.08 will be charged for
each item deposited.
You will earn a credit on this
account that will be applied to reduce
the account fees.
This earnings credit will be
calculated by applying the 90-day T-Bill
rate to the average investable balance
for the monthly statement cycle.
For each day the account has a
negative collected balance, a fee will
be assessed based upon Woodhaven
National Bank Prime +3% (calculated on
average negative collected balance)
Minimum balance to open the account:
You must deposit $1,000.00 to open this
account.
Rate Information: Your interest rate
and annual percentage yield may change.
Frequency of rate changes: We may
change the interest rate on your account at
any time.
Determination of rate: At our
discretion, we may change the interest rate
on your account.
Compounding and crediting frequency:
Interest will be compounded every month.
Interest will be credited to your account
every monthly statement cycle.
Effect of closing an account: If you
close your account before interest is
credited, you will not receive the accrued
interest.
Fees:
A monthly maintenance fee of $10.00 will
be charged each statement cycle.
A fee of $.10 will be charged for each
debit.
A fee of $.08 will be charged for each
credit.
A fee of $.08 will be charged for each
item deposited.
You will earn a credit on this account
that will be applied to reduce the account
fees.
This earnings credit will be calculated
by applying the 90-day T-Bill rate to the
average investable balance for the monthly
statement cycle.
For each day the account has a negative
collected balance, a fee will be assessed
based upon Woodhaven National Bank Prime +3%
(calculated on average negative collected
balance)
Interest bearing commercial accounts are
available for qualified commercial
customers. Please contact the bank for
further details.
Minimum balance to open the account:
You must deposit $100.00 to open this
account.
Minimum balance to avoid imposition of
fees: A quarterly maintenance fee of
$3.00 will be imposed every statement cycle
if the balance in the account falls below
$100.00 any day in the cycle.
Transaction limitations: Transfers
from a Savings account to another account or
to third parties by preauthorized,
automatic, telephone, or ATM (to third
parties only) transfer of ATM card are
limited to three per quarter.
Fees: An excessive withdrawal fee of
$1.00 will be charged for each debit in
excess of three during a quarter.
Rate information: Your interest rate
and annual percentage yield may change.
Frequency of rate changes: We may
change the interest rate on your account at
any time.
Determination of rate: At our
discretion, we may change the interest rate
on your account.
Compounding and crediting frequency:
Interest will be compounded every day.
Interest will be credited to your account
every quarter.
Effect of closing an account: If you
close your account before interest is
credited, you will not receive the accrued
interest.
Minimum balance to open the account:
You must deposit $2,500.00 to open this
account.
Minimum balance to avoid imposition of
fees: A monthly maintenance fee of
$15.00 will be imposed each monthly
statement cycle if the average daily balance
for the monthly statement cycle falls below
$2,500.00. The average daily balance is
calculated by adding the principal in the
account for each day of the period and
dividing that figure by the number of days
in the period.
Daily balance computation method: We
use the daily balance method to calculate
the interest on your account. This method
applies a daily periodic rate to the
principal in the account each day.
Transaction limitations: Transfers
from a Money Market account to another
account or to third parties by preauthorized
automatic, or telephone transfer are limited
to six per statement cycle with no more than
three b check, draft, debit card ATM (to
third parties only), or similar order to
third parties.
Fees: A monthly maintenance fee of
$10.00 will be charged each statement cycle.
A fee of $10.00 will be charged for each
debit after the first six each statement
cycle.
A fee of $.08 will be charged for each
credit.
A fee of $.08 will be charged for each
item deposited.
You will earn a credit on this account
that will be applied to reduce the above
account fees. This earnings credit will be
calculated by applying the 90-Day T-Bill
rate to the average investable balance for
the monthly statement cycle.
For each day the account has a negative
collected balance, a fee will be assessed
based upon Woodhaven National Bank Prime +3%
(calculated on average negative collected
balance)
Rate information: Your interest
rate and annual percentage yield may change.
Frequency of rate changes: We may
change the interest rate on your account at
any time.
Determination of rate: At our
discretion we may change the interest rate
on your account.
If your daily balance is $2,500.00 or more,
the interest rate paid on the entire balance
in your account will be equal to the Money
Market account rate. If your daily balance
is $2,499.99 or less, the interest rate paid
on the entire balance in your account will
be equal to the NOW Account rate.
Compounding and crediting frequency:
Interest will be compounded every month.
Interest will be credited to your account
every monthly statement cycle.
Effect of closing an account: If you
close your account before interest is
credited, you will not receive the accrued
interest.
Accrual of interest on noncash deposits:
Interest begins to accrue no later than the
business day we receive credit for the
deposit on noncash items (for example,
checks).
We know that there are many reasons why
customers need loans. Woodhaven National
Bank offers many different types of loans to
meet our customers needs, including:
Commercial Loans
Real Estate Loans
Construction Loans
Lines of Credit
SBA Loans
Woodhaven National Bank is a SBA
Preferred Lender. Please go to our SBA
page for additional information.
We offer competitive terms and rates.
Whatever your lending needs may be, please
call on any of our loan officers to assist
you. *
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Have Questions? We
are eager to accommodate you. 
